:root{--bg:#fbf9f4;--ink:#16201f;--g:#0f3d3e;--g2:#165456;--gold:#c9a24b;--mut:#4d5b5a;--line:#ddd6c6}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.65 Georgia,"Times New Roman",serif;background:var(--bg);color:var(--ink)}
h1,h2,h3,.btn,nav,.topbar,.logo,summary,label{font-family:"Segoe UI",system-ui,Arial,sans-serif}
.wrap{max-width:1080px;margin:auto;padding:0 20px}.narrow{max-width:760px}
a{color:var(--g2)}:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.topbar{background:var(--g);color:#f1e7c9;font-size:14px;display:flex;gap:18px;justify-content:center;flex-wrap:wrap;padding:6px 12px}.topbar a{color:#f1e7c9}
.hdr{position:sticky;top:0;background:var(--bg);border-bottom:1px solid var(--line);z-index:50}
.hdr-in{display:flex;align-items:center;justify-content:space-between;min-height:64px}
.logo{text-decoration:none;color:var(--g);font-weight:700;font-size:19px}.logo b{background:var(--g);color:var(--gold);padding:3px 7px;border-radius:4px;margin-right:6px}.logo small{font-weight:400;color:var(--mut)}
nav{display:flex;gap:20px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-size:15px}
.menu-btn{display:none;background:none;border:1px solid var(--g);color:var(--g);padding:8px 14px;border-radius:6px;font:inherit;cursor:pointer}
.btn{display:inline-block;background:var(--g);color:#fff;padding:13px 24px;border-radius:6px;text-decoration:none;border:2px solid var(--g);font-weight:600;cursor:pointer;font-size:16px}
.btn:hover{background:var(--g2)}.btn.sm{padding:8px 16px;font-size:14px;color:#fff}.btn.ghost{background:transparent;color:var(--g)}
.hero{background:var(--g);color:#fff;padding:84px 0;animation:in .8s ease both}.hero h1{font-size:clamp(30px,5vw,50px);line-height:1.15;max-width:760px;margin:0 0 18px}.hero p{max-width:620px;font-size:19px}.hero .reg{color:#e8c872}.hero .btn{background:var(--gold);border-color:var(--gold);color:#1a1a1a}.hero .ghost{background:transparent;color:#fff;border-color:#fff}
@keyframes in{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.sec{padding:64px 0}.alt{background:#f1ede2}h2{font-size:clamp(24px,3.5vw,32px);color:var(--g);margin:0 0 20px}.lead{color:var(--mut)}
.two{display:grid;grid-template-columns:1.3fr 1fr;gap:40px}.facts{list-style:none;padding:0;margin:0}.facts li{border-left:4px solid var(--gold);padding:8px 16px;margin-bottom:12px}.facts b{display:block;font:700 24px "Segoe UI",sans-serif;color:var(--g)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px;margin:0}.card h3{margin:0 0 8px;font-size:19px;color:var(--g)}.card p{margin:0}.card footer{margin-top:10px;font-size:14px;color:var(--mut)}
.steps{padding-left:22px}.steps li{margin-bottom:10px}
.band{background:var(--g);color:#fff;text-align:center}.band h2{color:#fff}.band .big{font:700 clamp(28px,5vw,44px) "Segoe UI",sans-serif;color:var(--gold);margin:6px 0}
details{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:10px;padding:4px 18px}summary{cursor:pointer;font-weight:600;padding:12px 0}details p{margin:0 0 14px}
.cta{background:var(--gold);text-align:center}.cta h2{color:#1a1a1a}.cta .btn{background:var(--g)}
form label{display:block;font-weight:600;margin:12px 0 4px;font-size:15px}input:not([type=checkbox]),textarea{width:100%;padding:11px;border:1px solid #8a8a7a;border-radius:6px;font:inherit}.chk{font-weight:400!important}.chk input{margin-right:6px}form .btn{margin-top:14px}#st{min-height:1.4em;font-weight:600}
.ftr{background:#0b2c2d;color:#d8e2e0;padding:48px 0 20px;font-family:"Segoe UI",system-ui,sans-serif;font-size:15px}.ftr a{color:#e8c872}.ftr h2{color:#fff;font-size:17px}.ftr .logo{color:#fff}.fgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}.copy{border-top:1px solid #2c4b4c;margin-top:28px;padding-top:16px;font-size:13px}
.rv{opacity:0;transform:translateY(12px);transition:.6s}.rv.on{opacity:1;transform:none}
@media(max-width:760px){.menu-btn{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--bg);flex-direction:column;align-items:flex-start;padding:16px 20px;border-bottom:1px solid var(--line)}nav.open{display:flex}.two{grid-template-columns:1fr}.hero{padding:56px 0}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto}.rv{opacity:1;transform:none}}